SavePoint Insurance TEAM partners with employers to simplify complex benefits decisions, reduce long-term costs, and build programs that support your workforce and business goals.
With over 100+ years of combined experience, we deliver senior-level guidance typically reserved for large organizations—now tailored for small and mid-sized employers.
SavePoint Insurance TEAM was founded with a clear objective: to provide employers with a more strategic, transparent, and results-driven approach to employee benefits.
After decades of experience working with large national firms and advising complex employer groups, John Carlson recognized a consistent gap in the market—many organizations were being underserved by rigid, one-size-fits-all solutions that lacked flexibility, insight, and long-term strategy.
SavePoint was built to address that gap by delivering senior-level expertise, data-driven decision-making, and a more personalized approach to benefits consulting.
As the firm has grown, additional leadership and expertise have been added to expand capabilities and enhance the value delivered to clients, while staying true to the original vision of providing high-level advisory services to a broader range of employers.
SavePoint Insurance TEAM was founded with a clear objective: to provide employers with a more strategic, transparent, and results-driven approach to employee benefits.
After decades of experience working with large national firms and advising complex employer groups, John Carlson recognized a consistent gap in the market—many organizations were being underserved by rigid, one-size-fits-all solutions that lacked flexibility, insight, and long-term strategy.
SavePoint was built to address that gap by delivering senior-level expertise, data-driven decision-making, and a more personalized approach to benefits consulting.
As the firm has grown, additional leadership and expertise have been added to expand capabilities and enhance the value delivered to clients, while staying true to the original vision of providing high-level advisory services to a broader range of employers.
We design strategic, cost-effective employee benefits programs tailored to your workforce, financial goals, and long-term growth.
We help you design and implement group medical plans that balance coverage, cost, and compliance. Whether fully insured, level-funded, or self-funded, our team will guide you to the right model—and the right carrier—for your population.
Provide your employees with the peace of mind that comes from knowing their loved ones are protected. Our group life and accidental death & dismemberment (AD&D) offerings are customizable, affordable, and easy to administer.
Income protection is a key part of any benefits strategy. We offer short- and long-term disability insurance plans that provide financial security during times of illness or injury—customized to meet your company’s philosophy and budget.
Every industry has unique workforce challenges, cost pressures, and regulatory considerations.
At SavePoint, we design benefits strategies tailored to your workforce, industry, and business goals.
In the ever-evolving healthcare environment, retaining top talent while managing benefit costs is critical. We help hospitals, medical groups, and health systems design competitive, cost-effective benefit strategies that support caregivers, administrators, and allied health professionals.
Our deep experience with self-funded plans, stop-loss protection, and clinical risk management ensures compliance with ACA and CMS regulations while aligning your benefits strategy with your mission to deliver exceptional care.
Manufacturing employers face unique challenges: high-turnover positions, multi-shift operations, and rising workers’ comp and health costs. We deliver benefits programs that improve retention, minimize absenteeism, and address the needs of your production teams and skilled trades.
Whether fully insured or self-funded, we bring solutions like MEC plans, on-site wellness, and disability programs that meet the realities of your workforce—without breaking your budget.
Law firms, accounting practices, marketing agencies, and consultancies rely on attracting and retaining top-tier talent. We specialize in building flexible, high-value benefits packages that match your firm’s culture and growth goals—while controlling long-term costs.
Our advisors work with you to customize group health, executive carve-outs, wellness incentives, and retirement options that speak to knowledge workers’ expectations in today’s competitive market.
In tech, benefits are more than a perk—they’re part of your brand. We help startups, SaaS firms, and IT service providers compete for top talent with benefits that reflect innovation, flexibility, and value.
From remote workforce coverage and ICHRAs to HSA-compatible plans and digital wellness platforms, we guide you through scalable solutions that grow with your team and keep you compliant in multiple states.
With physically demanding roles and a mobile workforce, construction companies need benefits plans that are durable, affordable, and easy to manage. We specialize in working with general contractors, subcontractors, and skilled trade employers to create solutions that work in the field and on the books.
Our team helps you navigate eligibility for union vs. non-union labor, hourly payroll integration, and benefits strategies that help reduce turnover, injuries, and downtime.
The hospitality industry is built on service—and we help you offer benefits that reward and retain the people behind it. Whether you’re managing a multi-unit restaurant group, a boutique hotel, or a resort property, we provide tailored benefits plans designed for high-turnover, hourly, and seasonal workforces.
With options like ICHRA, MEC plans, dental/vision bundles, and pay-as-you-go disability coverage, we help you stay compliant and competitive in a demanding labor market.
We work with a broad network of national and regional carriers, administrators, and specialty vendors to deliver the most competitive and effective solutions for our clients.
Importantly, we are not aligned or tied to any single carrier.
Our role is to evaluate the market, negotiate on your behalf, and recommend the best options based on your organization’s goals—not carrier incentives.
We provide practical insights to help employers navigate rising healthcare costs, evolving regulations, and workforce expectations.
As we move into 2026, employers are facing a rapidly evolving benefits landscape. Rising healthcare costs, increased regulatory pressure, workforce expectations, and new funding strategies are all reshaping how organizations
As we move into 2026, employers are facing a rapidly evolving benefits landscape. Rising healthcare costs, increased regulatory pressure, workforce expectations, and new funding strategies are all reshaping how organizations
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It is a long established fact that a reader will be distracted by the readable when looking at its layout.
It is a long established fact that a reader will be distracted by the readable when looking at its layout.
We integrate with trusted payroll and HRIS partners without forcing you into a bundled or PEO model. Advantages
If you have any queries feel free to contact us.
